David K. Musto, PhD Ronald O. Perelman Professor in Finance; Faculty Director, Stevens Center for Innovation in Finance, The Wharton SchoolResearch Interests:Capital markets, consumer credit, financial intermediationAbout David: David K. Musto is the Ronald O. Perelman Professor in Finance and faculty director of the Stevens Center for Innovation in Finance at the Wharton School, where he has been on the faculty since 1995. He also served as Senior Financial Economist at the Securities Exchange Commission from 2005 to 2007. He has a BA from Yale University and a PhD from the University of Chicago, and between college and graduate school he worked for Roll and Ross Asset Management in Culver City, CA. Most of his work, both theoretical and empirical, is in the area of consumer financial services, mutual funds and consumer credit in particular. He has also published work on corporate and political voting, option pricing, short selling, and cross-border taxation. Read full faculty bio on Wharton website Executive Education Programs Taught:Value Creation and Growth through Innovative Corporate FinanceLearn how your financial institution or firm can effectively manage risk in today’s uncertain economy. Discover whether it is more efficient to take on debt, offer equity, or do a combination of both when making capital structure decisions.